BONSERNEWS.com – Business actors who need the Bank BJB 2023 KUR table can listen to the following article.
People’s Business Credit (KUR) is a loan facility from bank bjb, a regional government-owned banking institution under the auspices of BUMD which is given to business actors or business groups with micro, small and medium scale, offering loans up to a ceiling of IDR 500 million.
Before applying for a loan, you must know the type of KUR offered by Bank BJB.
Not all MSME entrepreneurs can apply for KUR at Bank BJB. There are some special conditions before you make a submission.
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One of them is the provision of business productivity. The choice of starting a business with high productivity will be of more value consideration.
Because it affects the continuation of future installments and the payment tenor at a later date.
The advantages of the People’s Business Loan (KUR) product are the interest rates that are very light and free of provision fees.
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Productive businesses run by business actors must have a running period of at least 6 months.
The determination of these conditions will start from the date when the loan is submitted. KUR Super Micro does not have a minimum duration of your business.
In addition, those of you who intend to apply for a KUR loan at Bank BJB also need to pay attention to the following.
Among them, prospective KUR loan recipients may not receive or are currently receiving loans from other banks. Then the applicant is 21 years old.
Prospective KUR Micro Debtors who were previously employees affected by Termination of Employment (PHK) have attended entrepreneurship training and have owned a business for a maximum of 3 (three) months.